Personal Loans

  • Use your loan for anything you want

  • Take up to 5 years to pay it back2

  • Save with a great fixed or variable interest rate3

  • Customize your payments to suit you

  • Plan your payments to fit your needs

    Customize a payment plan so it’s right for you

    • Pick a weekly, bi-weekly or monthly payment plan

    • Change how much you pay, how often, or even what days you make a payment

    • Change how much you pay4, how often, or even what days you make a payment

    • Feel confident knowing exactly when your loan will be paid off

    • Save with a competitive rate

        • Secure your loan with collateral and reduce your interest rate

        • Own a home? Use your home equity to lower your rate even more

        • No collateral? No problem. You can still qualify for a competitive fixed or variable rate

        • Manage your loan online anywhere, anytime

            • Find out how much is left on your loan and when your next payment is due

            • See your payment amount and remaining term.

            • Make an extra payment or boost your payment amount

            • Change your payment days or frequency

            • Use your loan account number to activate online access

            • You can postpone one payment each year that you have the loan4

            • 1

              Subject to credit approval, loan term, principal amount and security provided.


              Amortization is based on the security provided; to a maximum of 25 years.

              Example: Based on $5000.00 loan at 6.00% amortized over 60 months; $94.36 monthly payment; $661.60 total interest cost over 60 months


              Excluding real estate secured loans.


              Interest will continue to accrue during any payment deferral period.

              Registered trademark of the Bank of Nova Scotia.


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              Author: allnewsdaily

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